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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency
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| ABOUT US |
| QUICK TIPS FOR BUYING A VEHICLE |
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Do not buy impulsively. Buying impulsively leads to later regrets |
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Research MSRP (Manufacturer’s Suggested Retail Price) on the Internet. (EX.) Nadaguides.com, Vehix.com. Kellybluebook.com. If you don’t have access to the web, call the credit union and we will be glad to research it for you. Knowing MSRP’s helps in negotiating a fair price. |
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Avoid unnecessary fees: document fees, advertising fees, preparation fees (wash & vacuum). |
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Avoid the extended warranty and Gap coverage trap. These are optional plans not a must to close a deal. Granted they are great ideas and in a lot of cases, a must just to cover your vehicle. (Check with the credit union, our plans are usually lower). |
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Research any trade-in you may have and find out the fair trade in value, it may be better to sell your own car. |
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Trade-in tip: Discuss trade-in only after you have negotiated your best purchase price. |
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Don’t be rushed or pressured. |
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Don’t drive it home overnight just to see how you like it. This is a trick to get you to like the vehicle so much that you will want it no matter what the cost. |
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| WHY FINANCE THROUGH YOUR CREDIT UNION? |
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Save money! |
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Simple interest - no pre-payment penalties |
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Low rates |
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100% financing available |
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Convenient repayment plan through payroll deduction or direct deposit (weekly, bi-weekly, semi-monthly or monthly). |
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Because you are a co-owner of the credit union, when you borrow from the credit union, you are borrowing from the institution where you are part owner, and you receive the benefit of the interest you pay on the loan. The more our members use the credit union for borrowing needs, the higher dividend rates can be and the lower our loan rates can be. |
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AD&D: We are now offering Accidental Death Dismemberment Insurance plans. Your Credit Union is offering you, our member $2,000.00 of accident insurance at no cost to you. To take advantage of this offer, call
1-800-346-8664, to speak with an insurance specialist or contact the credit union
ATM Cards
Share account holders can now have access t their account through an ATM. Now accepting applications.
Call today for yours.
CU-24 Credit Union: ATM program that offers free surcharge withdrawals. Look for ATM's with the CU-24 logo. Example Publix
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